Help Paying the Bills
There are a numerous amount of government and assistant programs to help you pay the bills. We understand that you and your family may be financially struggling, so we’ve put together a list of resources to provide help during your hardship, providing many benefits, financial assistance, grants, and more.
- Government mortgage and foreclosure assistance
- Rent Assistance Programs
- Food Assistance Programs
- Telephone Services
- Help with the Medical Bills
- Welfare
If you need help or counseling or are interested in free mortgage or aid with foreclosure, your state or local HUD agency can help you. Find an office near you and see what benefits you can receive:
http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm
Families in need, need help finding a house and paying the rent. Section 8 may provide you a housing voucher to find a suitable home for you and your family, along with affordable rent. To apply, contact your local Public Housing Agency. Find your local PHA office at:
http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/pha/contacts
SNAP (also known as food stamps) can help you and your family buy healthy produce at the market which can tend to be expensive. With SNAP you have the chance to receive an EBT card, in which funds will be transferred to pay for your food only. You can apply at your local human services office. You can find a local snap office at: http://www.fns.usda.gov/snap/apply. You can also apply online, email or fax your application, or even apply over the phone at Project Bread’s toll-free FoodSource Hotline at 1-800-645-8333.
Food Banks and Pantries can also assist you to feed your family. They supply food and essential items free of charge. Find one near you at:
http://www.feedingamerica.org/find-your-local-foodbank/?referrer=https://www.google.com/
Lifeline is a program that can help you get discounted landline and cell (wireless) phone services if you are struggling to afford telephone bills. You can check your eligibility and apply at:http://www.lifelinesupport.org/ls/apply-for-lifeline.aspx
*if you cannot afford telephone service but still need a cell phone to contact 911 in the case of an emergency contact your state social service agency at: http://www.aphsa.org/content/APHSA/en/resources/LINKS/STATE_CONTACTS.html to find a local cell-phone donation program near you.
If you’re having paying for medical care or prescription drugs, there are multiple programs that can help.
Find insurance options, compare care, learn about prevention, and understand the Affordable Care Act at https://www.healthcare.gov/
Apply for state Medicare & Medicaid, and find resources for low income individuals at: https://www.cms.gov/
Find Veteran Benefits and programs to help pay for medical bills at: http://www.va.gov/
If you are a senior, you can get in touch with information specialists who will help you find resources and programs at http://www.eldercare.gov/Eldercare.NET/Public/Index.aspx or call 1-800-677-1116.
SCHIP (State Children’s Health Insurance Programs) help children of working families who cannot afford heath insurance. Visit: https://www.insurekidsnow.gov/state/
If you are disabled, discover your benefits at: https://www.disability.gov/
Find more benefits at http://www.benefits.gov/ which allows you to complete a confidential questionnaire and receive a list of programs that may help.
TANF (Temporary Assistance for Needy Families) is a federal program that grants money to low-income families to help pay for the bills, as well as other benefits. To apply, contact your local TANF office. Find one near you: http://www.acf.hhs.gov/programs/ofa/help
We understand that paying for medical bills, affording rent, buying essential items, etc. can become a struggle. By simply discovering what resources are available to you, you can alleviate your financial burden.